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{"id":178,"date":"2013-04-05T12:00:06","date_gmt":"2013-04-05T11:00:06","guid":{"rendered":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/?p=178"},"modified":"2014-11-02T20:13:51","modified_gmt":"2014-11-02T19:13:51","slug":"prijdete-o-sve-uspory-v-bance-jako-na-kypru-i-to-hrozi-varuji-ekonomove","status":"publish","type":"post","link":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/prijdete-o-sve-uspory-v-bance-jako-na-kypru-i-to-hrozi-varuji-ekonomove\/","title":{"rendered":"P\u0159ijdete o sv\u00e9 \u00faspory v bance jako na Kypru. I to hroz\u00ed, varuj\u00ed ekonomov\u00e9"},"content":{"rendered":"

Ekonomov\u00e9 komentuj\u00ed, jak Evropsk\u00e1 unie \u201evy\u0159e\u0161ila\u201c finan\u010dn\u00ed krizi na Kypru, kter\u00fd je \u010dlenem euroz\u00f3ny. Je to podle nich dal\u0161\u00ed h\u0159eb\u00ed\u010dek do rakve d\u016fv\u011bryhodnosti euroz\u00f3ny. \u010ce\u0161t\u00ed st\u0159adatel\u00e9 mohou pr\u00fd b\u00fdt zat\u00edm relativn\u011b klidn\u00ed, ale nervozita, nejistota a ned\u016fv\u011bra se ale p\u0159el\u00e9v\u00e1 i mimo st\u00e1ty euroz\u00f3ny. A p\u0159edev\u0161\u00edm poji\u0161t\u011bn\u00ed vklad\u016f je iluze a banky nemaj\u00ed pen\u00edze v hotovosti. Nen\u00ed tak\u00e9 jistota, \u017ee vl\u00e1da v budoucnu nezn\u00e1rodn\u00ed vklady i v\u00e1m. <\/strong><\/p>\n

\u201eOperace se zda\u0159ila, evropsk\u00fd pacient zem\u0159el,\u201c komentuje z\u00e1krok EU Mark\u00e9ta \u0160ichta\u0159ov\u00e1<\/strong>. Vklady nad 100 tis\u00edc eur byly v\u00a0nejprobl\u00e9mov\u011bj\u0161\u00ed kypersk\u00e9 bance z\u00a080 procent zest\u00e1tn\u011bny. Ke zb\u00fdvaj\u00edc\u00edm 20 procent\u016fm se jejich majitel\u00e9 maj\u00ed dostat a\u017e za p\u00e1r let, pokud k tomu v\u016fbec dojde. Kyp\u0159an\u00e9 si nav\u00edc nesm\u00ed denn\u011b vybrat v\u00edc ne\u017e 300 eur a jsou omezeny p\u0159evody pen\u011bz do zahrani\u010d\u00ed.<\/p>\n

Podle \u0160ichta\u0159ov\u00e9 toto v\u0161e dokl\u00e1d\u00e1, \u017ee evropsk\u00e1 m\u011bnov\u00e1 unie zvan\u00e1 euroz\u00f3na je fikce, nebo\u0165 jedn\u00edm z\u00a0hlavn\u00edch princip\u016f m\u011bnov\u00e9 unie je voln\u00fd pohyb kapit\u00e1lu a to pro Kypr neplat\u00ed. Podle n\u00ed Kypr ji\u017e fakticky nen\u00ed v euroz\u00f3n\u011b.<\/p>\n

Rozpad euroz\u00f3ny<\/h4>\n

\u201ePokud si s\u00a0n\u011bmeck\u00fdmi eury m\u016f\u017eete koupit francouzsk\u00fd s\u00fdr a nechat si ho poslat po\u0161tou, ale s\u00a0kypersk\u00fdmi tot\u00e9\u017e ud\u011blat nem\u016f\u017eete, pak n\u011bmeck\u00e9 euro nerovn\u00e1 se kypersk\u00e9 euro. N\u011bmeck\u00e9 euro je jaksi hodnotn\u011bj\u0161\u00ed, proto\u017ee si za n\u011bj m\u016f\u017eete koupit v\u00edc. A nepochybuji, \u017ee kdyby dneska n\u011bkdo p\u0159ijel na Kypr s\u00a0kufrem pln\u00fdm pap\u00edrov\u00fdch dolar\u016f, vystra\u0161en\u00ed Kyp\u0159an\u00e9, kte\u0159\u00ed nejsou schopni vydolovat z\u00a0bank sv\u016fj majetek, by byli ochotni platit za dolary o n\u011bco v\u00edc kypersk\u00fdch eur ne\u017e N\u011bmci. Pokud je ale n\u011bmeck\u00e9 euro hodnotn\u011bj\u0161\u00ed ne\u017e kypersk\u00e9 euro, pak u\u017e to nen\u00ed jedna m\u011bna, pak jsou to m\u011bny dv\u011b. Ale jestli tedy Kypr t\u00edmto m\u00e1 jinou m\u011bnu ne\u017e zbytek euroz\u00f3ny, toti\u017e kypersk\u00e9 euro, pak se t\u00edmto technicky vzato od euroz\u00f3ny odlou\u010dil a euroz\u00f3na m\u00e1 u\u017e jen 16 plnohodnotn\u00fdch \u010dlen\u016f. Tak dlouho se euroz\u00f3na b\u00e1la sv\u00e9ho rozpadu, a\u017e se k\u00a0n\u011bmu dopracovala,\u201c upozor\u0148uje ekonomka.<\/p>\n

\u0160ichta\u0159ov\u00e1 shrnuje, jak to v\u00a0euroz\u00f3n\u011b v\u00a0realit\u011b vlastn\u011b \u201efunguje\u201c: \u201eDostane-li se n\u011bkter\u00e1 zem\u011b do pot\u00ed\u017e\u00ed, provede se operace. V\u00fdsledkem operace je zest\u00e1tn\u011bn\u00ed \u00faspor v\u00a0bank\u00e1ch, omezen\u00ed v\u00fdb\u011bru t\u011bch \u00faspor, kter\u00e9 zest\u00e1tn\u011bny nejsou, finan\u010dn\u00ed odst\u0159i\u017een\u00ed od zahrani\u010d\u00ed, nemo\u017enost n\u00e1kupu zahrani\u010dn\u00edho zbo\u017e\u00ed, likvidace hlavn\u00edch odv\u011btv\u00ed, na kter\u00fdch ekonomika stoj\u00ed, likvidace mezin\u00e1rodn\u00ed pov\u011bsti a d\u00edky tomu znemo\u017en\u011bn\u00ed financov\u00e1n\u00ed se na finan\u010dn\u00edch trz\u00edch a v\u00fdroba hlubok\u00e9 recese. Operace se povedla, zbytek euroz\u00f3ny je zachr\u00e1n\u011bn, kypersk\u00e1 ekonomiky zem\u0159ela. A zbytek euroz\u00f3ny si je\u0161t\u011b u\u017eite\u010dn\u011b nacvi\u010dil, jak operovat, a\u017e p\u0159ijde b\u00edda na ekonomiky v\u011bt\u0161\u00ed. T\u0159eba na Slovinsko \u010di It\u00e1lii. No nem\u011bl by snad Kypr levn\u011bj\u0161\u00ed sv\u016fj bankrot neodkl\u00e1dat na pozd\u011bji a zbankrotovat hned?\u201c<\/p>\n

Nen\u00ed jistota, \u017ee vl\u00e1dy nezn\u00e1rodn\u00ed vklady v jin\u00fdch zem\u00edch<\/h4>\n

Ekonom Institutu V\u00e1clava Klause Marek Lou\u017eek <\/strong>m\u00edn\u00ed, \u017ee situace v bankovn\u00edm sektoru je v \u010cesk\u00e9 republice stabiln\u011bj\u0161\u00ed ne\u017e v dal\u0161\u00edch zem\u00edch EU, nicm\u00e9n\u011b kypersk\u00e9 \u201e\u0159e\u0161en\u00ed\u201c je nebezpe\u010dn\u00fd precedens a nervozita a nejistota se m\u016f\u017ee \u0161\u00ed\u0159it a \u0161\u00ed\u0159\u00ed i k n\u00e1m. Ob\u010dan\u00e9 si tak nemohou b\u00fdt zcela jisti, zda n\u011bjak\u00e1 vl\u00e1da v budoucnu tak\u00e9 nevyvlastn\u00ed \u010d\u00e1st jejich vklad\u016f.<\/p>\n

\u201eTo, co se stalo na Kypru, je ur\u010dit\u011b velk\u00fd a nebezpe\u010dn\u00fd precedent. V Evrop\u011b se doposud nic takov\u00e9ho nestalo. A samoz\u0159ejm\u011b lid\u00e9 jsou nyn\u00ed znejist\u011bni po cel\u00e9 Evrop\u011b, proto\u017ee vid\u00ed, \u017ee to, co se stalo na Kypru, se m\u016f\u017ee p\u0159\u00edpadn\u011b n\u011bkdy st\u00e1t i u n\u00e1s. Jistotu, \u017ee se to u n\u00e1s nestane, nemaj\u00ed. P\u0159irozenou reakc\u00ed lid\u00ed je nervozita, vyb\u00edr\u00e1n\u00ed vklad\u016f. Je ot\u00e1zka, zda st\u00e1tn\u00ed garance vklad\u016f \u010di poji\u0161t\u011bn\u00ed n\u011bco opravdu re\u00e1ln\u011b garantuje, proto\u017ee v p\u0159\u00edpad\u011b v\u011bt\u0161\u00edho ot\u0159esu by ty re\u00e1ln\u00e9 prost\u0159edky nebyly. Je to ur\u010dit\u011b velk\u00fd probl\u00e9m,\u201c \u0159ekl Parlamentn\u00edmList\u016fm.cz Lou\u017eek.<\/p>\n

\u201eMy m\u00e1me bankovn\u00ed sektor vcelku stabiln\u00ed, nebo\u0165 byl vy\u010di\u0161t\u011bn na konci devades\u00e1t\u00fdch let. Ale uvid\u00edme, jak se bude vyv\u00edjet ekonomick\u00e1, bankovn\u00ed a finan\u010dn\u00ed krize v euroz\u00f3n\u011b. Ta nervozita st\u0159adatel\u016f je p\u0159irozen\u00e1. N\u00e1s se to zat\u00edm akutn\u011b net\u00fdk\u00e1, ale je vid\u011bt, \u017ee garance neexistuje. Zn\u00e1rodn\u011bn\u00edm vklad\u016f byl p\u0159ekro\u010den Rubikon a nen\u00ed z\u00e1ruka, \u017ee vl\u00e1dy nep\u0159istoup\u00ed ke zn\u00e1rodn\u011bn\u00ed kdekoli jinde v EU. A t\u0159eba i u n\u00e1s. Kdy\u017e jednou zn\u00e1rodn\u00ed vklady, m\u016f\u017eou si pak dovolit skoro v\u0161echno,\u201c dodal Lou\u017eek.<\/p>\n

Nebezpe\u010d\u00ed zat\u00edm na periferii<\/h4>\n

Ekonom Luk\u00e1\u0161 Kovanda<\/strong> p\u016fsob\u00edc\u00ed na Vysok\u00e9 \u0161kole ekonomick\u00e9 m\u00edn\u00ed, \u017ee v \u010cesk\u00e9 republice nen\u00ed toto nebezpe\u010d\u00ed akutn\u00ed, nebo\u0165 \u010desk\u00fd bankovn\u00ed a finan\u010dn\u00ed sektor je v pom\u011brn\u011b dobr\u00e9 kondici.<\/p>\n

\u201eOb\u00e1v\u00e1m se ale, \u017ee zejm\u00e9na v perifern\u00edch st\u00e1tech euroz\u00f3ny, jako nap\u0159\u00edklad It\u00e1lie, \u0160pan\u011blsko, Portugalsko a mo\u017en\u00e1 i v n\u011bkter\u00fdch dal\u0161\u00edch m\u016f\u017ee v okam\u017eiku dal\u0161\u00edch ekonomick\u00fdch probl\u00e9m\u016f a prohlouben\u00ed recese doj\u00edt vlivem situace na Kypru, \u017ee ob\u010dan\u00e9 t\u011bchto zem\u00ed budou hromadn\u011b vyb\u00edrat sv\u00e9 vklady, proto\u017ee budou m\u00edt obavy, \u017ee jim vl\u00e1da zkonfiskuje jejich \u00faspory, podobn\u011b jako se to stalo na Kypru. M\u016f\u017ee to vyvolat \u201eruny\u201c na banky (hromadn\u00e9 vyb\u00edr\u00e1n\u00ed pen\u011bz bank \u2013 pozn. red.) a nep\u0159\u00edznivou psychologickou reakci ob\u010dan\u016f t\u011bchto zem\u00ed,\u201c uvedl pro Parlamentn\u00edListy.cz Kovanda.<\/p>\n

\u201eMysl\u00edm, \u017ee ten krok EU nebyl z tohoto d\u016fvodu v\u016fbec \u0161\u0165astn\u00fd. Ty psychologick\u00e9 neblah\u00e9 n\u00e1sledky mohou n\u00e1sledn\u011b vyvolat \u0159et\u011bzovou reakci v perifern\u00edch st\u00e1tech euroz\u00f3ny a neot\u0159\u00e1sly by v kone\u010dn\u00e9m d\u016fsledku pouze finan\u010dn\u00edm syst\u00e9mem t\u011bchto zem\u00ed, ale celou re\u00e1lnou ekonomikou, celou euroz\u00f3nou a d\u016fv\u011brou v euro. Pro ty zem\u011b, kter\u00e9 euro zat\u00edm nemaj\u00ed, jako nap\u0159\u00edklad my, je to ur\u010dit\u011b varov\u00e1n\u00ed v tom smyslu, \u017ee p\u0159ijet\u00ed eura znamen\u00e1 ztr\u00e1tu kontroly nad vlastn\u00ed m\u011bnou, co\u017e se m\u016f\u017ee projevit z EU \u0159\u00edzen\u00fdmi konfiskacemi \u010di zda\u0148ov\u00e1n\u00edm vklad\u016f,\u201c dodal Kovanda.<\/p>\n

Ten odpov\u011bd\u011bl i na dotaz, zda hypoteticky nem\u016f\u017ee tato z\u00e1le\u017eitost ohrozit i \u010desk\u00e9 st\u0159adatele, jejich\u017e banky jsou dcerami mat\u010din\u00fdch bank z euroz\u00f3ny a kter\u00e9 se mohou ocitnout v pot\u00ed\u017e\u00edch \u010di p\u0159\u00edpadn\u011b zkrachovat: \u201eM\u016f\u017ee nastat hypotetick\u00e1 situace, \u017ee pokud by se dostala do probl\u00e9m\u016f It\u00e1lie a za\u010daly by masov\u00e9 v\u00fdb\u011bry z bank a byla by t\u00edm zasa\u017eena UniCredit Bank, kter\u00e1 operuje i v \u010cR. To by se zprost\u0159edkovan\u011b mohlo dotknout i ob\u010dan\u016f v \u010cesk\u00e9 republice. Neob\u00e1v\u00e1m se, \u017ee by tohle byla n\u011bjak\u00e1 bezprost\u0159edn\u00ed hrozba. To riziko je hlavn\u011b v t\u011bch perifern\u00edch zem\u00edch ne\u017e v zem\u00edch, kde p\u016fsob\u00ed dcery matek z perifern\u00edch zem\u00ed.\u201c<\/p>\n

Necht\u011bl bych te\u010f m\u00edt pen\u00edze v\u00a0\u017e\u00e1dn\u00e9 bance na jih od Alp a na z\u00e1pad od \u0160umavy<\/h4>\n

Analytik firmy Partners Pavel Kohout<\/strong> tak\u00e9 varuje, \u017ee se nyn\u00ed m\u016f\u017ee lavinov\u011b \u0161\u00ed\u0159it obava st\u0159adatel\u016f, \u017ee p\u0159ijdou o sv\u00e9 vklady v bank\u00e1ch. Hlavn\u011b v zem\u00edch euroz\u00f3ny, kter\u00e9 maj\u00ed v\u00fdrazn\u00e9 ekonomick\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee, co\u017e je prakticky cel\u00fd jih euroz\u00f3ny.<\/p>\n

Obavy st\u0159adatel\u016f se ne\u0161\u00ed\u0159\u00ed podle n\u011bj jenom do \u0158ecka, It\u00e1lie a \u0160pan\u011blska, ale i jinam, v\u010detn\u011b \u010ceska. \u201eParadoxn\u011b banky v\u00a0\u010cesku jsou mnohem bezpe\u010dn\u011bj\u0161\u00ed ne\u017e jejich mate\u0159sk\u00e9 spole\u010dnosti z\u00a0Francie, z\u00a0Belgie, It\u00e1lie nebo i Nizozemska. Posledn\u011b jmenovan\u00fd st\u00e1t musel letos zn\u00e1rodnit dal\u0161\u00ed banku. Tuto operaci prov\u00e1d\u011bl mimochodem \u0159e\u010den\u00fd Dijsselbloem. Up\u0159\u00edmn\u011b, necht\u011bl bych te\u010f m\u00edt pen\u00edze v\u00a0\u017e\u00e1dn\u00e9 bance na jih od Alp a na z\u00e1pad od \u0160umavy. Z\u00e1padoevropsk\u00e9 bankovnictv\u00ed je v\u00a0kritick\u00e9m stavu. Ostatn\u011b, m\u00edt pen\u00edze v\u00a0bance je hloupost, kdy\u017e lze v\u00fdhodn\u011b investovat,\u201c uvedl Kohout v anket\u011b HN.<\/p>\n

Iluze o poji\u0161t\u011bn\u00ed vklad\u016f. Pen\u00edze nejsou kryt\u00e9 ani pap\u00edrem<\/h4>\n

Ekonom Ladislav Tajovsk\u00fd<\/strong> upozor\u0148uje na iluzi o existenci poji\u0161t\u011bn\u00ed vklad\u016f. \u201eKypr nen\u00ed ni\u010d\u00edm men\u0161\u00edm ne\u017e uk\u00e1zkov\u00fdm modelem rizik, kter\u00e1 pr\u00e1v\u011b z t\u011bchto pil\u00ed\u0159\u016f sou\u010dasn\u00e9ho bankovnictv\u00ed vypl\u00fdvaj\u00ed. A je nebezpe\u010dnou iluz\u00ed pova\u017eovat t\u0159eba to \u010desk\u00e9 za imunn\u00ed. Principi\u00e1ln\u011b jsme v t\u00e9\u017ee situaci,\u201c varoval Tajovsk\u00fd v koment\u00e1\u0159i pro HN.<\/p>\n

Tajovsk\u00fd upozor\u0148uje, \u017ee v\u011bt\u0161ina pen\u011bz je virtu\u00e1ln\u00edch, jsou na \u00fa\u010dtech a banky maj\u00ed jen minim\u00e1ln\u00ed rezervy v jednotk\u00e1ch procent v bankovk\u00e1ch. Pen\u00edze v bank\u00e1ch nav\u00edc podle n\u011bj re\u00e1ln\u011b poji\u0161t\u011bn\u00e9 nejsou. Prost\u0159edky ur\u010den\u00e9 k p\u0159\u00edpadn\u00e9 v\u00fdplat\u011b v \u010desk\u00e9m Fondu poji\u0161t\u011bn\u00ed vklad\u016f toti\u017e zdaleka nesta\u010d\u00ed ani na sanaci vklad\u016f jedn\u00e9 z velk\u00fdch dom\u00e1c\u00edch bank.<\/p>\n

\u201eDlouhodob\u011b se pohybuj\u00ed mezi 2 a\u017e 3 procenty celkov\u00fdch vklad\u016f a p\u0159esn\u011b takov\u00e1 \u010d\u00e1st z nich je skute\u010dn\u011b poji\u0161t\u011bn\u00e1. Zbytek ne. Vrcholnou absurditou modelu poji\u0161t\u011bn\u00ed vklad\u016f zrozen\u00e9ho v posledn\u00ed finan\u010dn\u00ed krizi pak jsou dv\u011b \u010d\u00edsla: 100 procent vkladu do 100 tis\u00edc eur. To znamen\u00e1, \u017ee poji\u0161t\u011bn\u00e9 je v\u0161echno do zhruba 2,5 milionu. A te\u010f pozor: v\u010detn\u011b \u00farok\u016f! Tohle nem\u00e1 s realitou spole\u010dn\u00e9ho v\u016fbec nic,\u201c \u0159\u00edk\u00e1 Tajovsk\u00fd.<\/p>\n

\u201eHra se zdan\u011bn\u00edm t\u00e9 \u010di on\u00e9 \u010d\u00e1sti vklad\u016f v kypersk\u00fdch bank\u00e1ch t\u00edm \u010di on\u00edm procentem nen\u00ed ni\u010d\u00edm jin\u00fdm ne\u017e nucen\u00fdm p\u0159izn\u00e1n\u00edm toho, \u017ee dot\u010den\u00e9 pen\u00edze nikde nejsou. A \u017ee ten, kdo jedin\u00fd je m\u016f\u017ee virtu\u00e1ln\u011b poskytnout, za to bude n\u011bco cht\u00edt. Tak vypad\u00e1 realita spole\u010dn\u00e9 m\u011bnov\u00e9 politiky euroz\u00f3ny. Je ot\u00e1zkou \u010dasu a z\u00e1kladn\u00edho ekonomick\u00e9ho pov\u011bdom\u00ed, kdy si i st\u0159adatel\u00e9 ve zdrav\u00fdch ekonomik\u00e1ch daj\u00ed dohromady jedna a jedna: p\u0159i sou\u010dasn\u00fdch ni\u017e\u0161\u00edch ne\u017e minim\u00e1ln\u00edch \u00farokov\u00fdch sazb\u00e1ch neexistuje krom\u011b pohodl\u00ed p\u0159i placen\u00ed kartou jedin\u00fd d\u016fvod m\u00edt pen\u00edze jinde ne\u017e doma ve stole. A u\u017e jen o krok d\u00e1l je dal\u0161\u00ed logick\u00fd krok: m\u00e1 smysl dnes jakkoliv spo\u0159it? Nen\u00ed lep\u0161\u00ed te\u010f a tady utr\u00e1cet? A \u010d\u00edm\u017ee jsou to dnes kryt\u00e9 na\u0161e pen\u00edze? Poprv\u00e9 v historii u\u017e v\u016fbec ni\u010d\u00edm, jen d\u016fv\u011brou v jejich emitenta. Tedy ve st\u00e1t. Na Kypru plat\u00ed: v Brusel,\u201c uzav\u00edr\u00e1 neoptimisticky Tajovsk\u00fd.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ekonomov\u00e9 komentuj\u00ed, jak Evropsk\u00e1 unie \u201evy\u0159e\u0161ila\u201c finan\u010dn\u00ed krizi na Kypru, kter\u00fd je \u010dlenem euroz\u00f3ny. Je to podle nich dal\u0161\u00ed h\u0159eb\u00ed\u010dek do rakve d\u016fv\u011bryhodnosti euroz\u00f3ny. \u010ce\u0161t\u00ed st\u0159adatel\u00e9 mohou pr\u00fd b\u00fdt zat\u00edm relativn\u011b klidn\u00ed, ale nervozita, nejistota a ned\u016fv\u011bra se ale p\u0159el\u00e9v\u00e1 i mimo st\u00e1ty euroz\u00f3ny. A p\u0159edev\u0161\u00edm poji\u0161t\u011bn\u00ed vklad\u016f je iluze…<\/p>\n","protected":false},"author":4,"featured_media":190,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[30,2,3],"tags":[165,11,203,199,201,197,136,198],"class_list":["post-178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cr","category-ekonomika","category-eu","tag-banky","tag-euro","tag-kohout","tag-kovanda","tag-kypr","tag-louzek","tag-sichtarova","tag-tajovsky"],"_links":{"self":[{"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/posts\/178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/comments?post=178"}],"version-history":[{"count":1,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/posts\/178\/revisions"}],"predecessor-version":[{"id":191,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/posts\/178\/revisions\/191"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/media\/190"}],"wp:attachment":[{"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/media?parent=178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/categories?post=178"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/pohled.podhrazsky.eu\/subdom\/pohled\/wp-json\/wp\/v2\/tags?post=178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}